PRIVATE POLICY

The PLYGRD’s privacy policy (“Privacy Policy”) applies to all users using the The

PLYGRD Platform located anywhere in the world (“Users”). The Privacy Policy also

applies to those persons whose Personal Information The PLYGRD receives from

Users as part of a referral plan. The Privacy Policy sets out how The PLYGRD

collects, uses, stores and discloses your Personal Information.

By providing Personal Information to The PLYGRD, you consent to The PLYGRD

collecting, using, and disclosing the Personal Information in accordance with this

Privacy Policy and any other arrangements that apply between you and The

PLYGRD.

The PLYGRD may amend or modify the Privacy Policy at The PLYGRD’s sole

discretion and at any time. Any amendments to the Privacy Policy are effective

fifteen (15) days after publication on the The PLYGRD Platform. If you disagree with

the revised Privacy Policy, you may terminate the Agreement with immediate effect

subject to any termination obligations that you may have. Your continued use of the

The PLYGRD Platform following any change to the Privacy Policy indicates your

continued acceptance of the Privacy Policy as modified.

Last Updated: 06/02/2021

NOTE: Unless specifically defined in this Privacy Policy, all capitalized terms used

herein shall have the same meaning as defined in the Terms.

1. How and what Information does The PLYGRD

collect?

1.1 The PLYGRD may collect information about you when you use the The PLYGRD

Platform, register on the The PLYGRD Platform, or interact with The PLYGRD in any

way. You may also provide The PLYGRD information about your acquaintances or

friends, as part of a referral program.

1.2 Information you provide to The PLYGRD

The PLYGRD collects all information which you voluntarily provide to The PLYGRD

by using the The PLYGRD Platform or interacting with The PLYGRD. This includes

without limitation information provided:

(a) during registration of a The PLYGRD Account or while updating your The

PLYGRD Account;

(b) while availing The PLYGRD Services or support services or by participating in a

survey;

(c) while communicating and corresponding with The PLYGRD or while

communicating with another User through the The PLYGRD Platform using phone

calls, video chat, audio chats, text messages and in app messages, either through

The PLYGRD Platform and/or third-party communication services;

(d) by linking and accessing your The PLYGRD Account through your SNS Account;

(e) during any video interview that The PLYGRD may conduct or while The PLYGRD

or its representatives video record or photograph you;

(f) about the bank account, debit or credit card, PayPal account, or any other

payment details provided on the The PLYGRD Platform;

(g) while participating in a promotional activity; and

(h) as part of a referral program.

1.3 Types of information The PLYGRD Collects

The information The PLYGRD collects includes without limitation:

(a) Personal Information:

While using the The PLYGRD Platform, The PLYGRD may require you to provide or

collect Personal Information. Examples of Personal Information include:

(i) your name, home or business address, email address, postal code, driving license

photos, profile pictures, phone number and video recordings of you;

(ii) your date of birth, age, gender, Social Security Number or passport details

collected to validate your identity or to complete tax fillings;

(iii) payment information such as your credit card, debit card or PayPal information

or other financial account information; and

(iv) any other information that enables you to be personally identified.

(b) Non-personally identifiable Information: The PLYGRD may also collect

Non-Personally Identifiable Information about you such as your date of birth,

professional qualifications, licenses and any registrations held by you. The PLYGRD

may aggregate the Non-Personally Identifiable Information of a User with other

Users to improve the services offered through the The PLYGRD Platform; and

(c) Third Party Personal Information: As part of a referral program, The PLYGRD

may collect limited Personal Information (such as first name, last name and contact

information) from you about your friends and contacts.

1.4 Information The PLYGRD collects automatically

(a) The PLYGRD and The PLYGRD’s third party service providers such as third party

content providers and analytics, may automatically collect certain information that is

sent to The PLYGRD from the computer, mobile device and/or browser through

which you access the Website and the Applications (“Automatic Data“). Automatic

Data, includes without limitation, a unique identifier associated with your access

device and/or browser (including, for example, your Internet Protocol (IP) address)

characteristics about your access device and/or browser, the URL or advertisement

that referred you to the The PLYGRD Platform, the terms you searched on a search

engine that brought you to the The PLYGRD Platform, time and date of your visit,

statistics on your activities on the The PLYGRD Platform such as the links that you

clicked on, the pages or content that you visited and the duration of your visit,

content load times, any download errors and such other information about your

interaction with The PLYGRD. The PLYGRD collects Automatic Data based on your

consent which was granted to The PLYGRD by you when you registered as a User

and accepted this Privacy Policy. The PLYGRD may combine this Automatic Data

with other information that The PLYGRD collects about you. The PLYGRD does this

to improve the The PLYGRD Services.

(b) The PLYGRD, its Affiliates, marketing partners, analytics and service providers

use software like cookies, web beacons, embedded scripts and other tracking

technologies on the Website and Applications to authenticate you, to recognize you

across different websites, services, devices and/or browsing sessions, remember

your preferences and settings, deliver and measure effectiveness of advertising

campaigns, improve your browsing experience, and generally understand the online

behaviours and interests of people who interact with The PLYGRD. The PLYGRD

may also use cookies to enable The PLYGRD to collect data of Users for marketing

purposes.

(c) The PLYGRD, its Affiliates, marketing partners, analytics, and service providers

may also use device identifiers, tags and other similar technologies to identify you

and to collect information for security and fraud detection purposes.

(d) You can disable cookies through your internet browser but the Website and the

Applications may not work as intended for you if you do so.

1.5 Information The PLYGRD obtains from others

The PLYGRD may also collect or receive Personal Information about you from

third-party sources, such as other Users, suppliers, background check service

providers, social media or other third-party integrations, and The PLYGRD may

combine any of this information with data The PLYGRD already has about you. This

helps The PLYGRD to update, expand and analyse The PLYGRD’s records, identify

new customers, and create more tailored advertising that may be of interest to

you. The PLYGRD will ensure that any marketing campaigns are aligned to federal,

state and city laws, and GDPR requirements, as applicable.

1.6 You are not legally obligated to provide The PLYGRD with any information, but

you may be contractually obligated to do so. If The PLYGRD does not receive certain

information from you, then you may not be able to receive The PLYGRD Services.

Should you require any clarifications around whether provision of certain information

is mandatory and the consequences for with holding such information, please

contact The PLYGRD Customer Care.

1.7 Please note that The PLYGRD does not respond to do-not-track signal. Thus,

while your browser setting may allow you to transmit a do-not-track signal to the

Website and theApplications, however, The PLYGRD does not alter its practices

even after receiving a do-not-track signal.

2. How does The PLYGRD use and disclose

Personal Information?

2.1 The PLYGRD may hold, use and disclose your information for the following

purposes:

(a) to process your requests to register on the The PLYGRD Platform;

(b) to verify your identity;

(c) to enable features that allow you to share information with other people, such as

when you refer The PLYGRD Services, or submit a comment about another User;

(d) for providing The PLYGRD Services, to enable you to access and use Website

and the Applications and to interact with other Users;

(e) to complete your transactions, provide any information requested by you, to verify

the information provided by you, for compliance and internal business purposes;

(f) to operate, protect, improve and optimize The PLYGRD Platform, business and

Users’ experience or to perform analytics or conduct research, troubleshoot software

bugs and operational problems, to conduct data analysis, testing, and research, and

to monitor and analyze usage and activity trends;

(g) to send you service, support and administrative messages, newsletters,

reminders, technical notices, updates and security alerts;

(h) for direct marketing purposes. This includes analyzing data to identify trends and

tailor marketing messages to User needs. Please note that The PLYGRD does not

sell or share your Personal Information with third parties for third party direct

marketing purposes;

(i) to tailor content The PLYGRD displays to you and offers that The PLYGRD may

present to you, on the Website, the Applications and elsewhere;

(j) to manage The PLYGRD’s business relationship with you and the corporation or

other legal entity that you represent (if applicable);

(k) to address information security needs and for protecting Users, The PLYGRD

and others;

(l) to enforce and comply with The PLYGRD’s legal obligations, to conduct or assist

in conduct of an investigation, to protect the property and rights of The PLYGRD or a

third party, to protect the safety of public or any person, or to prevent or stop an

activity The PLYGRD considers to be fraudulent, illegal, legally actionable or

unethical;

(m) administer rewards, surveys, contests, or other promotional activities or events

sponsored or managed by The PLYGRD or The PLYGRD’s business partners;

(n) to resolve any Disputes that The PLYGRD may have with any User; and

(o) for such other purposes as may be disclosed at the time you provide your

information, with your consent, and as described in this Privacy Policy.

3. How does The PLYGRD use your Personal

Information for marketing?

3.1 Communications data

(a) The PLYGRD enables Users to communicate with each other and with The

PLYGRD using phone calls, video chat, audio chats, text messages and in app

messages, either through the The PLYGRD Platform and/or third party

communication services.

(b) The PLYGRD and any parties involved in providing the communication services

collect, monitor, record, store and use the communications content, details of the

communication and the related Personal Information, including without limitation,

time and duration of communication, its content, and the name and likeness of the

Users involved. Such communication and collected Personal Information may be

used for providing better customer support, resolution of disputes between Users,

escalation of User issues, marketing of the Website and The PLYGRD Services

through any mode and medium, improving the The PLYGRD Services, obtaining

feedback, analytics, and for other safety and security purposes.

(c) Customer shall, however, have the right to request that The PLYGRD cease to

use, in whole or part, the communication, and/or the collected Personal Information

for marketing purposes. Upon receipt of such request, The PLYGRD shall cease

usage of communication and/or collected information for marketing purposes.

3.2 Video recordings

(a) The PLYGRD may use whole or part of the video recordings of the Users

recorded during the conduct of The PLYGRD Services.

(b) Customer shall, however, have the right to request that The PLYGRD cease to

use, in whole or part, the recordings. Upon receipt of such request, The PLYGRD

shall cease use the recordings as above.

3.3 The PLYGRD and/or The PLYGRD’s business partners may send you direct

marketing communications and information about The PLYGRD Services and/or any

ongoing promotions. This may take the form of emails, SMS, mail, or other forms of

communication, in accordance with the applicable federal, state and city laws. You

may opt-out of receiving marketing materials from The PLYGRD by contacting The

PLYGRD Customer Care.

3.4 Notwithstanding that you may have opted-out of receiving marketing emails, The

PLYGRD reserves the right to send you certain communications relating to your The

PLYGRD Account or use of the The PLYGRD Services (for example, administrative

and service announcements) via email and other means. These transactional

account messages may be unaffected if you opt-out from receiving marketing

communications. Users, accessing the The PLYGRD Platform using the Applications

may, with permission, receive push notifications. Similarly, Users who access the

The PLYGRD Platform using certain desktop browsers may, with permission, receive

push notifications. Notification preferences can be modified in the settings menu for

the Applications or the applicable browser.

4. To whom does The PLYGRD disclose your

Personal Information?

4.1 The PLYGRD may disclose your information for the purposes described in this

Privacy Policy to:

(a) The PLYGRD’s employees and current or future related bodies corporate for

business and operational purposes. These employees and current or future related

bodies corporate may have access to your Personal Information in order to perform

these tasks on behalf of The PLYGRD;

(b) third-party suppliers and service providers that The PLYGRD engages to facilitate

provision of The PLYGRD Services or provide The PLYGRD Services on The

PLYGRD’s behalf or provide services related to operation of The PLYGRD Platform

and/or The PLYGRD’s business such as web analytics, database management,

payment processing, fraud detection etc. These third party suppliers and service

providers may have access to your information, including Personal Information in

order to perform these tasks on behalf of The PLYGRD;

(c) other Users, when availing The PLYGRD Services. The information The PLYGRD

provides to such other User will include without limitation your Personal Information

such as your name, email address and phone number etc.;

(d) payment systems operators (i.e. merchants receiving card payments such as

PayPal and all major credit cards);

(e) The PLYGRD’s tax compliance service providers;

(f) The PLYGRD’s sponsors or promoters of any competition that The PLYGRD

conducts via The PLYGRD Platform, including, except where prohibited by law,

allowing the sponsors to use your name, voice, likeness, or other indicia of persona

in marketing associated with the promotion. Should you choose to enter a promotion,

your Personal Information may be disclosed to third parties or the public in

connection with the administration of such promotion, including, without limitation, in

connection with winner selection, prize fulfilment, and as required by law or permitted

by the promotion’s official rules, such as on a winner’s list;

(g) anyone to whom The PLYGRD’s assets or businesses (or any part of them) are

transferred. Such information, including Personal Information, may be shared or

transferred in connection with a merger, acquisition, reorganization or sale of all or

any part of The PLYGRD’s assets or in the event of bankruptcy;

(h) specific third parties authorized by you to receive information held by The

PLYGRD including marketers. Once disclosed, your information, including Personal

Information, will be subject to the privacy policy and practices of that third party. The

PLYGRD is not accountable for the privacy policies and practices of third parties.

Should you at any stage decide that you no longer want to receive communications

from a third party, you will need to contact that third party directly. You also may

request, sometimes through your use of an SNS or similar interactive feature or third

party application, that The PLYGRD share information about you with a third party

and The PLYGRD will typically do so under those circumstances; and/or

(i) other persons, including insurance companies, government agencies, regulatory

bodies and law enforcement agencies, or as required, authorized or permitted by

law. The PLYGRD will disclose such information including Personal Information

about you to the government agencies, law enforcement agencies, regulatory bodies

or private persons such as an insurance company, as The PLYGRD believes is

necessary or appropriate to respond to claims and legal processes, or, at the request

of third parties or government authorities conducting an investigation where The

PLYGRD determines in The PLYGRD’s sole discretion that disclosure is necessary

to:

(i) protect the property and rights of The PLYGRD or a third party;

(ii) the safety of public or any person; or

(iii) to prevent or stop an activity The PLYGRD considers to be fraudulent, illegal,

legally actionable or unethical.

5. Security

5.1 The PLYGRD holds User information in either electronic or hard copy form. The

PLYGRD takes commercially reasonable physical, administrative, personnel and

technical measures t help secure the information that it collects and stores about the

Users. Access to the Website and the Applications is encrypted using

industry-standard transport layer security technology. Sensitive information (such as

financial account details, information about your credit cards and PayPal account)

during transmittal is encrypted using secure socket layer technology. The PLYGRD

also uses HTTP strict transport security to add an additional layer of protection for

Users. Notwithstanding the use of such measures, The PLYGRD cannot guarantee

the security of your information.

6. Retention

6.1 The PLYGRD shall retain your information for as long as you are registered on

the The PLYGRD Platform as a User. The PLYGRD may retain some or all of your

The PLYGRD Account information and/or User Content even after closure of your

The PLYGRD Account.

6.2 Even if you request The PLYGRD to delete all of your The PLYGRD Account

information and/or User Content, The PLYGRD may, in spite of The PLYGRD’s best

efforts, not be able to remove all of your The PLYGRD Account information or

sanitize the User Content from the The PLYGRD Platform. Such information may

persist on backup or archival media for an additional period for legal, tax, or

regulatory reasons or for legitimate and lawful business purposes.

7. Links to other Websites

7.1 The PLYGRD Platform may contain links to third party websites, including online

communication services, such as emails, chats, and calls that are not owned by or

affiliated with The PLYGRD. If you choose to click on a third party link, you will be

directed to that third party’s website. These other websites may place their own

cookies or other files on your computer, collect data, or solicit Personal Information

from you.

7.2 The fact that The PLYGRD Platform carries a link to a third party website is not

an endorsement, certification, or authorization of that third party or of their privacy,

information security policies, or practices. The PLYGRD is not responsible for the

privacy practices of, or any content on, those linked websites, and has no control

over or rights in those linked websites. The privacy policies that apply to those other

websites may differ substantially from The PLYGRD’s Privacy Policy, so The

PLYGRD encourages you to read them before using those websites.

8. Personal Information provided to Others

8.1 This Privacy Policy does not apply to any Personal Information that you provide

to another User or visitor through the The PLYGRD Platform or through any other

means, or information posted by you to any public areas of the The PLYGRD

Platform.

9. International Transfer of Information

9.1 The PLYGRD is based in the US. If you are located outside of the United States

and provide any information (including Personal Information) to The PLYGRD, then

such Personal Information may be transferred to the United States for processing.

The PLYGRD may also transfer Personal Information to its service providers, who

may process Personal Information in the United States and elsewhere such as India

and/or Philippines. Such countries may not have the same data protection laws as

the country in which you initially provided the information. When The PLYGRD or

The PLYGRD’s service provider transfers your information to the United States or

elsewhere for processing, The PLYGRD will protect and require that the service

provider also protect such information as described in this Privacy Policy.

10. Accessing or correcting Personal Information

10.1 You may request access to or correction of any Personal Information The

PLYGRD has about you or closes your The PLYGRD Account and/or request

deletion of all Personal Information The PLYGRD has about you. The PLYGRD will

honor your requests to the extent The PLYGRD can reasonably do so and as

required by law, in accordance with the below paragraphs.

10.2 You can access Personal Information The PLYGRD holds about you by

contacting The PLYGRD Customer Care. If you request to access Personal

Information you’ve submitted, The PLYGRD will respond to your request to access

within 30 days or as otherwise required by law. Sometimes, The PLYGRD may not

be able to provide you with access to all of your Personal Information and, where this

is the case, The PLYGRD will tell you why. The PLYGRD may also need to verify

your identity when you

request your Personal Information.

10.3 You are responsible for maintaining the accuracy of the information you submit

to The PLYGRD. If you think that any information The PLYGRD holds about you is

inaccurate, please contact The PLYGRD Customer Care and The PLYGRD will take

reasonable steps to ensure that it is corrected.

10.4 You may request deletion of your Personal Information. If your information is

deleted, then your The PLYGRD Account may be deactivated. If your The PLYGRD

Account is deactivated or you ask to close your The PLYGRD Account, you will no

longer be able to use the The PLYGRD Platform. Please see clause 6 , to know

more about The PLYGRD’s information retention policy.

10.5 Your right to access, correct or ask for deletion of Personal Information, is

limited e.g. we may not be able to honor your request for deletion of Personal

Information that we are required by law to retain or have a legitimate interest in

keeping (such as for fraud detection purposes). Bear in mind that neither you nor

The PLYGRD can delete all copies of information that have been previously shared

with others on the The PLYGRD Platform.

10.6 If you are located in the European Economic Area (EEA), in addition to the

rights described above, you may contact The PLYGRD Customer Care to:

(i) request a restriction on the processing of your Personal Information,

(ii) object to the processing of your Personal Information, or

(iii) exercise other rights with respect to your Personal Information. Please note that

a restriction on The PLYGRD’s ability to process your Personal Information etc. may

limit your ability to use the The PLYGRD Platform.

11 Making a Complaint

11.1 If you think The PLYGRD has breached any relevant privacy law, or you wish to

make a complaint about the way The PLYGRD has handled your Personal

Information, you can contact The PLYGRDCustomer Care. Please include your

name, email address and/or telephone number and clearly describe your complaint.

The PLYGRD will acknowledge your complaint and respond to you regarding your

complaint within a reasonable period. If you think that The PLYGRD has failed to

resolve the complaint satisfactorily, The PLYGRD will provide you with information

about the further steps you can take.

12 The EU General Data Protection Regulation

12.1 The EU General Data Protection Regulation (GDPR) applies to the Personal

Information of the residents of the EEA. To the extent that the GDPR applies to The

PLYGRD and your Personal Information, this clause applies.

12.2 Legal grounds for processing your Personal Information

The legal basis on which The PLYGRD processes your Personal Information for the

purposes set out in clause 2 above will typically be because:

(a) you provided your consent;

(b) it is necessary for our contractual relationship;

(c) the processing is necessary for The PLYGRD to comply with The PLYGRD’s

legal or regulatory obligations; and/or

(d) the processing is in The PLYGRD’s legitimate interest as a platform which allows

Customers to receive services (for example, to protect the security and integrity of

The PLYGRD systems and to provide you with customer care, etc.).

12.3 Data Controller and Data Processor

You agree that you shall be the Controller of your Personal Information and The

PLYGRD will be the Processor of such data and each party shall comply with the

applicable laws relating to processing of Personal Information and data privacy to the

extent applicable to such party in their respective role.

12.4 Transfer of Personal Information

(a) The PLYGRD’s operations are spread across the globe. As a result, The

PLYGRD may need to transfer your Personal Information outside of the country from

which it was originally provided. This may be intra-group or to third parties that The

PLYGRD works with who may be located in jurisdictions outside the EEA,

Switzerland, and the UK which have no data protection laws or laws that are less

strict compared with those in Europe.

(b) Whenever The PLYGRD transfers Personal Information outside of the EEA,

Switzerland or the UK, The PLYGRD takes legally required steps to make sure that

appropriate safeguards are in place to protect your Personal Information.

12.5 Personal Information Retention

The PLYGRD retains your Personal Information for as long as your Agreement with

The PLYGRD is in force.The PLYGRD may retain some or all of your The PLYGRD

Account information and/or User Content even after closure of your The PLYGRD

Account. Such information may persist on backup or archival media for an additional

period for legal, tax, or regulatory reasons or for legitimate and lawful business

purposes.

12.6 Your Rights

Data protection laws provide you with rights in respect of Personal Information that

The PLYGRD holds about you, including the right to request a copy of the Personal

Information, request that The PLYGRD rectify, restrict or delete your Personal

Information, object to profiling and unsubscribe from marketing communications.

To exercise any of your rights, please contact The PLYGRD Customer Care. Please

note that requests to exercise data protection rights will be assessed by The

PLYGRD on a case-by-case basis. There may be circumstances where The

PLYGRD may not be legally required to comply with your request including because

of exemptions provided for in data protection legislation. If you have a complaint

about how The PLYGRD handles your Personal Information, please contact The

PLYGRD Customer Care. If you are not happy with how The PLYGRD has attempted

to resolve your complaint, you may contact the relevant data protection authority.

13 Privacy Rights for California Residents

13.1 If you reside in California, then in addition to the rights described above, you

have been provided certain additional rights with respect to your Personal

Information under the California Consumer Privacy Act or (CCPA) (California Civil

Code Section 1798.100 et seq.).These rights are discussed in clauses 13.3 to 13.7.

13.2 The PLYGRD collects your information for the purposes described in this

Privacy Policy, which include “business purposes” under the CCPA.

13.3 Right to Know

You have a right to request and know the following information about you in writing:

(a) Categories of Personal Information that The PLYGRD collects about you;

(b) Purposes for which The PLYGRD collects your Personal Information;

(c) Sources from which The PLYGRD collects your Personal Information;

(d) Categories of Personal Information The PLYGRD has disclosed about you; and

(e) Categories of third parties with whom The PLYGRD shares your Personal

Information.

13.4 Right against Discrimination

You have a right to receive the same services and price as other Users and cannot

be discriminated against for exercising any of the rights described in clauses 13.3 to

13.7. The PLYGRD will not discriminate against you in any manner for exercising

any of these rights.

13.5 Right to access your Personal Information

You have the right to request access to the categories of Personal Information The

PLYGRD has collected about you in the last 12 months.

To clarify, in the preceding 12 months, The PLYGRD collected the following

categories of Personal Information about you:

(a) Identifiers such as your first and last names, email address, phone number, IP

address, unique device identifiers or another online identifier;

(b) Commercial information such as your payment information and related

information to enable you to pay for the services you receive;

(c) Internet or your connection related information such as the name of your internet

provider, Internet browser type and version and your IP address;

(d) Electronic, audio, visual or similar information such as photos and videos

uploaded by you and video recordings of you;

(e) Professional or employment related information (such as those provided by

Pros); and

(f) Other information that relates to or is capable of being associated with you.

13.6 Right to ask for deletion of your Personal Information

You have the right to ask The PLYGRD to delete any Personal Information that The

PLYGRD has collected about you. This right is subject to certain exceptions and The

PLYGRD may retain your Personal Information where The PLYGRD cannot verify

your request, or where The PLYGRD needs to retain the Personal Information to

comply with its legal obligations, etc.

13.7 Right to opt-out of having your Personal Information sold

You have the right to opt-out of having your Personal Information sold. To clarify, The

PLYGRD does not sell your Personal Information.

13.8 How do you exercise your rights?

Users residing in California may exercise these rights by emailing The PLYGRD

Customer Care. Please note that The PLYGRD may ask you for proof of account

ownership and, or identity before completing your request. The PLYGRD will only

use such information to verify your identity, and for fraud prevention or security

purposes.

14 Contact The PLYGRD Customer Care

14.1 For further information about The PLYGRD’s Privacy Policy or practices, or to

access or correct your Personal Information, or make a complaint, please contact

The PLYGRD Customer Care at support@bodybybee.com.

15 Definitions

15.1 The following words and expressions shall, unless the context otherwise

requires, have the following meanings:

Automatic Data means certain information that is sent to The PLYGRD from the

computer, mobile device and/or browser through which you access the Website and

the Applications.

GDPR means EU General Data Protection Regulations.

Non-Personally Identifiable Information means information which does not relate

to a person and/or cannot be used to identify a person.

Personal Information means information that identifies you as a specific individual

and can be used to identify and contact you as needed. Examples of Personal

Information include your name, home or business address, email address and phone

number.

Words not defined in this clause 15 but defined elsewhere in the Agreement shall

have the meaning as ascribed to them under the relevant clause.

There are no refunds on purchases for any products. You must cancel your subscription in advance before you are charged to complete cancelling your membership.